Smart, Not Spoiled

Resources

Smart Not

Spoiled Resources

Let’s Help You Teach The Kids in Your Life How To Think About Money

Let’s Help You Teach The Kids in Your Life How To Think

About Money

📘 Entrepreneurship Cash Flow, & Taxes

🏦 Investing

& Borrowing

🤝 Giving

& Insurance

Help kids learn business, budgeting, and taxes through fun guides and games.

Teach kids the power of investing and borrowing money to grow their wealth.

Teach kids about giving and how insurance works to prepare them for real-world success.

Smart Not Spoiled

Resources

Smart, Not

Spoiled Resources

Let’s Help You Teach The Kids in Your Life

How To Think About Money

Let’s Help You Teach The Kids in Your Life How To Think About Money

📘 Entrepreneurship Cash Flow, & Taxes

🏦 Investing

& Borrowing

🤝 Giving & Insurance

Help kids learn business, budgeting, and taxes through fun guides and games.

Teach kids the power of investing and borrowing money to grow their wealth.

Help kids learn the importance of giving and how insurance works, so you can set them up for success in the real world.

Hi I'm Chad Willardson

Hi I'm Chad Willardson

CFF®, CRPC®, AWMA® | President & Founder, Pacific Capital

I help entrepreneurs and families achieve financial freedom through strategy and structure.

As a fiduciary wealth advisor, I’ve served high-net-worth families, business owners, and public institutions for over 20 years.

I’m also the host of The Smart Money Parenting Show and the author of multiple bestsellers, including Smart Not Spoiled. 

I’m passionate about teaching parents how to raise confident, money-smart kids, without raising entitled ones.

If you enjoyed Smart, Not

Spoiled, you'll also love...

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Stress Free Money

Overcome the

seven money obstacles

keeping families stuck.

Stress Free Money

Overcome the seven

money obstacles keeping families stuck.

Fit For Wealth

Holistic health and wealth

strategies for high performers.

Fit For Wealth

Holistic health and wealth strategies for high performers.

Beyond The Money

Lifestyle shifts for

elite earners seeking
purpose beyond profit.

Beyond The Money

Lifestyle shifts for elite

earners seeking purpose beyond profit.

Wealth Wired Differently

Financial advice tailored

for entrepreneurial families.

Wealth Wired Differently

 Financial advice tailored for entrepre-neurial families.

If you enjoyed Smart Not

Spoiled, you'll also love...

If you enjoyed Smart Not Spoiled, you'll also love...

If you enjoyed Smart Not

Spoiled, you'll also love...

If you enjoyed Smart, Not Spoiled, you'll also love...

Stress Free Money

Overcome the

seven money obstacles

keeping families stuck.

Stress Free Money

Overcome the seven

money obstacles keeping families stuck.

Fit For Wealth

Holistic health and wealth

strategies for high performers.

Fit For Wealth

Holistic health and wealth strategies for high performers.

Beyond The Money

Lifestyle shifts for

elite earners seeking
purpose beyond profit.

Beyond The Money

Lifestyle shifts for elite

earners seeking purpose beyond profit.

Wealth Wired Differently

Financial advice tailored

for entrepreneurial families.

Wealth Wired Differently

 Financial advice tailored for entrepreneurial families.

What People Had To Say

About Smart, Not Spoiled

What People Had To Say

About Smart, Not Spoiled

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